SGIO Win up to $500 back on your premium promotion - Conditions of entry

  1. By entering this Promotion, Entrants agree to abide by these Conditions of Entry.
  2. The Promoter is Insurance Australia Limited ABN 11 000 016 722 trading as SGIO of 46 Colin Street, West Perth, Western Australia (SGIO).
  3. The Promotion commences at 12am AEST on 1 March 2019 and closes at 12am AEST on 29 March 2019 (Promotion Period).
  4. An Entrant is any Western Australia (WA) resident aged 18 years of age and over that purchases in full a Qualifying Policy online, over the phone or in an SGIO store in WA during the Promotion Period. Employees and the immediate families of the Promoter, related companies of the Promoter and agencies associated with this Promotion and their related companies are ineligible to enter.
  5. To enter this Promotion Entrants must take out a Qualifying Policy online at www.sgio.com.au, or over the phone with an SGIO sales consultant or in an SGIO store in WA during the Promotion Period. They will then automatically be entered into the Promotion (Entry). The Qualifying Policy must be current at the time the prize is drawn and must be paid in full at the time of the end of the Prize Draws. The issue of a Qualifying Policy is subject to SGIO’s standard Insurance’s underwriting guidelines.
  6. In these Conditions of Entry, Qualifying Policy means SGIO:
    1. Motor Policies:
    1. Third Party Property Damage Motor Insurance Policy
    2. Third Party Fire and Theft Motor Insurance Policy
    3. Comprehensive Motor Insurance Policy
    4. Comprehensive Plus Motor Insurance Policy.
    1. Home Policies:
    1. Home Contents Insurance Policy
    2. Home Building Insurance Policy
    3. Home Combined Insurance Policy
    4. Home Contents Plus Insurance Policy
    5. Home Building Plus Insurance Policy
    6. Home Combined Plus Insurance Policy
    7. Home Landlord Insurance Policy.
  7. Multiple Entries are permitted per entrant. Entries are deemed received at the time of receipt into the Promoter’s database. The Promoter is not responsible for any delay in, or failure of, transmission which causes an Entry not to be received within the Promotion Period. Any Qualifying Policy not paid in full by the time of the Prize Draw or cancelled within the Promotion Period will be an invalid Entry.
  8. The Prizes are:
    1. A Qualifying Policy Premium refund of up to $500 AUD for an SGIO Motor Policy and an SGIO Home Policy (First Prize Draw Prizes)
    2. A Qualifying Policy Premium refund of up to up $500 AUD for an SGIO Motor Policy and an SGIO Home Policy (Second Prize Draw Prizes)
    3. A Qualifying Policy Premium refund of up to $500 AUD for an SGIO Motor Policy and an SGIO Home Policy (Third Prize Draw Prizes)
    4. A Qualifying Policy Premium refund of up to $500 AUD for an SGIO Motor Policy and an SGIO Home Policy (Fourth Prize Draw Prizes)
    5. The total prize pool is $4,000 AUD. In determining the total prize pool, the value of the Prizes is calculated based on the maximum value of the Qualifying Policy Premium (if less than the maximum value of the Prize) or the maximum value of the Prize.
  9. The Prize Draws will be conducted on the following dates:
    1. 9am AEST on 11 March 2019 (First Prize Draw)
    2. 9am AEST on 18 March 2019 (Second Prize Draw)
    3. 9am AEST on 25 March 2019 (Third Prize Draw)
    4. 9am AEST on 1 April 2019 (Fourth Prize Draw).
    1. All Prize Draws will be conducted at Level 15, Darling Park 2, 201 Sussex Street, Sydney 2000.
  10. The Winners will be:
    1. The Winners of the First Prize Draw Prizes will be the first valid Entry drawn for a Motor Policy and the first valid Entry drawn for a Home Policy on the First Prize Draw
    2. The Winners of the Second Prize Draw Prizes will be the first valid Entry drawn for a Motor Policy and the first valid Entry drawn for a Home Policy on the Second Prize Draw
    3. The Winners of the Third Prize Draw Prizes will be the first valid Entry drawn for a Motor Policy and the first valid Entry drawn for a Home Policy on the Third Prize Draw
    4. The Winners of the Fourth Prize Draw Prizes will be the first valid Entry drawn for a Motor Policy and the first valid Entry drawn for a Home Policy on the Fourth Prize Draw.
  11. Subject to the Prize limits specified in clause 8, Winners will be reimbursed for the Qualifying Policy which they purchased during the Promotion Period in the Winner’s name via Electronic Funds Transfer or Cheque.
  12. The Winners will be notified by telephone within two days of the draw and will receive written confirmation of their prize within three weeks of the draw. Winners’ names will be published on the website www.sgio.com.au/win within seven days of each draw being undertaken. In their written confirmation, winners will be provided with details and the date by which they must claim their Prize (Prize Claim Date).
  13. If a Prize is unclaimed by the Prize Claim Date, subject to any directions from a regulatory authority, the Promoter may conduct a further draw on a date minimum of three months after the original draw at the same time and location as the Prize Draw, in order to distribute any unclaimed Prizes (Unclaimed Prize Draw). In the case of a second draw winner, they will be contacted within twenty-eight days of the Unclaimed Prize Draw and provided with details of how to claim their Prize.
  14. All prize values are in Australian dollars. Prizes will only be distributed in Australia.
  15. The Promoter’s decision is final and binding and no correspondence will be entered into.
  16. The Prize and all components of the Prize are non-transferable and cannot be exchanged for cash or otherwise. Any remaining values of the Prize once used will not be redeemable.
  17. The Promoter is not liable for any loss, damage or personal injury suffered or sustained as a result of this Promotion or taking the Prize or any component of the Prize in connection with or arising out of this Promotion.
  18. If a prize is unclaimed within three months after the draw, the Promoter may conduct further draws at the same location as the original draws as is necessary, in order to distribute any unclaimed Prizes.
  19. If for any reason this Promotion is not capable of running as planned, including but not limited to fraud or causes beyond the control of the Promoter or anything which corrupts or affects the administration, security, fairness, integrity or proper conduct of this Promotion, the Promoter reserves the right in their sole discretion to cancel, terminate, modify or suspend the Promotion. The Promoter also reserves the right to disqualify any individual who tampers with the entry process.
  20. The Promoter will collect, use and disclose personal information provided by Entrants in accordance with its Privacy Policy available at sgio.com.au/privacy.
  21. Entrants agree and consent to the Promoter:
    1. Using and disclosing the Entrant’s personal information for the purposes of conducting the Promotion and providing the Entrant with information about the Promoter’s products, services and other offers in any media
    2. Using the Entrant’s name, likeness, image and/or voice (including photograph, film and/or recording) in any media for an unlimited period without remuneration for any purpose at the Promoter’s sole discretion.