Comprehensive Scooter Insurance

SGI0 Comprehensive Scooter Insurance provides you with cover for your scooter against accidental damage, collision or crash, earthquake, explosion, fire, flood, storm, theft or attempted theft, tsunami, vandalism or malicious act. Starting from $2.35 a week for Scooter coverage.

What's more, our Comprehensive Insurance covers any licensed rider who rides your scooter, even if they're not listed on your policy.^

^Additional excess applies to riders under 25 or with less than 2 years’ riding experience. Cover is subject to standard underwriting guidelines and policy terms.

What level of cover do I get for my money?

For full cover details please read the Comprehensive Motorcycle Insurance Policy Booklet.

  • Accidental damage
  • Collision or crash
  • Earthquake
  • Emergency repairs (up to $800)
  • Explosion
  • Hire car after theft or attempted theft up to $65 a day up to 21 days
  • Fire
  • Flood
  • Liability cover (up to $20 million)
  • New for new replacement on scooters written off in their first 2 years
  • New for old replacement if your car is written off in its first 2 years
  • Storm
  • Tools of trade up to $1,500 (business use vehicles)
  • Tsunami
  • Vandalism or a malicious act

Important documents

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

Download the Financial Services Guide (FSG)

*Additional excess applies to riders under 25 or with less than 2 years riding experience. Cover is subject to standard underwriting guidelines and policy terms.

**On agreed value policies, cover is limited to the agreed value. Motorcycles/scooters must be roadworthy and registrable.

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Why choose SGIO Insurance?

  • We cover any licensed rider who rides your motorcycle*
  • Automatic cover for modifications, options and accessories**
  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
  • Lifetime guarantee for repairs we authorise
  • 24/7 Helpline assistance
  • Experience – we've been insuring South Australians since 1971