Renter's Contents Insurance

In under 10 mins online

Renters Rejoice—we value you (and your possessions)

What would it cost you to replace your items if they were destroyed by a fire? At SGIO, we understand there is a lot of value in what you own. From as little as $5.00 per week, SGIO Renter’s Contents Insurance can give you new for old replacement on your contents and belongings. This includes large items, like your fridge, TV and whitegoods and the smaller stuff like your laptops and Hi-Fi Systems.

Straightforward claiming with renters in mind.

Get a quote online

What's covered?

  • New-for-old as standard, should your items require replacing if they’re stolen or damaged.
  • Cover for soft furnishing including curtains, sofas, rugs and carpets
  • Cover for your gardening tools, should you require it as the result of an approved incident
  • Cover for your toys and sporting equipment, should you require it as the result of an approved incident
  • Cover for your electrical items including fridges, washing machines and home theatre equipment
Get a quote

It’s quicker than a cappuccino in Freo

Want more? We’re all about choice. You can increase your cover to include;

Portable Contents

Cover for items you take when you leave your home, e.g. jewellery, a laptop


Burn out of electric motors that are part of your General Contents, e.g. the motor in your fridge - includes service call, parts and labour costs^^

Accidental Damage

Accidents happen, and while you can’t predict clumsiness around the home, the great news is you can cover your contents for accidental damage.

Pet lover's pack

Covers up to $2,000 for vet costs if your cat or dog gets hurt in an accident

The full details

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

Want a lot more?

For those of us who want the ultimate peace of mind. Sit back, relax and enjoy our ultimate level of cover with Home Plus. By selecting ‘Upgrade to Plus Cover’ when completing your online quote, you’ll be eligible for^:

  • Up to a 25% safety net on top of the general contents sum insured, for extra costs to replace your contents, if needed.
  • Automatic cover for accidental damage to your contents and burnout of electric motors (Fusion)^^.
  • Identity theft, up to $5,000 for legal costs and document replacement
  • Temporary accommodation if your home is unliveable after an incident we cover, for up to two years.

All the important details you need to decide:

^ The above cover is for damage or loss caused by an incident we insure.
^^ Cover for motors for up to 15 years from when they were made.