Home Buildings Insurance

In under 10 mins online

Buildings insurance that helps you rest easy.

It’s often your biggest asset, so why put it at risk?

Our Home Buildings Insurance covers your home for damage, as well as other physical structures on your property, such as your garage, in-ground pool, shed or fence. We’ll even guarantee the workmanship of repairs that we authorise, for the lifetime of your home.

It’s often your biggest asset, so why put it at risk?

Get a quote online

What's covered?

  • A ‘lifetime guarantee’ when your home is repaired or rebuilt by one of our preferred repairers or builders
  • Cover for the outside of your home including roof, patios and verandas
  • Cover for your in-ground pool, should it be damaged as the result of an approved incident
  • Cover for your shed, should it be damaged as the result of an approved incident
  • Cover for your property’s fence, should it be damaged as the result of an approved incident
  • The option to select Home Plus cover, which automatically includes fusion and accidental damage.
Get a quote

It’s quicker than a cappuccino in Freo

Want more? We’re all about choice. You can increase your cover to include;

Fusion

Burn out of electric motors that are part of your home, e.g. ducted air conditioning - includes service call, parts and labour costs^^

Accidental Damage

Accidents happen, and while you can’t predict clumsiness around the home, the great news is you can cover your contents for accidental damage.

Pet lover's pack

Covers up to $2,000 for vet costs if your cat or dog gets hurt in an accident

The full details

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Target Market Determination (TMD)

Download the Premium Excess and Discount Guide (PED)

Download the Home Buildings Key Facts Sheet (KFS)

Want a lot more?

For those of us whose home is really their castle, we have Home Plus – it’s our top-level cover. This is home buildings insurance with all the trimmings. All you need to do is select ‘Upgrade to Plus Cover’ when completing your online quote to get benefits like^:

  • Up to 25% safety net on top of the buildings sum insured for extra costs to rebuild your home, if you need it
  • Automatic cover for accidental damage and burn out of electric motors (fusion)^^
  • Plants, trees and shrubs up to $2,000
  • Temporary accommodation if your home is unliveable for up to two years.

All the important details you need to decide:

^ The above cover is for damage or loss caused by an incident we insure.
^^ Cover for motors for up to 15 years from when they were made.