Third Party Property Damage Car Insurance

You may not be able to prevent accidents, but who will be there for you when things go wrong is up to you. Our SGIO Third Party Property Damage Insurance provides a basic level of cover helping to stop any damage you might cause from becoming a disaster.

Beginning with the basics, we offer protection for damage you cause to someone else’s property or car in an accident. You’re also covered up to $5,000 cover for damage caused to your car by an uninsured driver if you are not at fault.

It’s surprisingly good value, for when unwanted surprises happen.

Do you drive for a ridesharing service like UberX?*

We might be 90 years old, but we’re far from old-fashioned. If, for instance, you drive for a ride-sharing service, like UberX, we’ve also got you covered.

Simply nominate ‘ridesharing’ when asked how you use your vehicle. And, if you’re an existing customer, it’s easy to update your policy; just call us on 133 233, and we’d be happy to help.

What does our Third Property Damage Cover?

Our insurance covers damage you cause in an accident to someone else's car or property, up to a value of $20 million. It also includes cover up to $5,000 if your vehicle is damaged in a crash with an uninsured, at fault driver you can identify—now, that’s peace of mind.

*References to Uber or Uber X on this website or any other SGIO branded materials do not constitute an endorsement by Uber of SGIO, nor an endorsement of Uber by SGIO.

Important documents

Download the Product Discloure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

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Retrieve quote

Why choose SGIO Insurance?

  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you save
  • Cover up to $5,000 if your vehicle is damaged in a crash with an at fault driver 
  • Lifetime guarantee on repairs we authorise 
  • 24/7 Helpline assistance
  • Experience – we’ve a history dating right back to the 1926 Goldfields