Third Party Fire & Theft Car Insurance

We all make mistakes—some more costly than others. Don’t let a lack of insurance cover be one of yours.

SGIO Third Party Fire and Theft Car Insurance offers cover for damage caused by you in an accident, to someone else’s property or car, up to a value of $20 million.

This policy includes all of the same protection offered by our Third Party Property Damage cover, with the added security (and peace of mind) of additional fire and theft protection for your own car, up to a market value of $10,000.

Do you drive for a ridesharing service like UberX?*

We might be 90 years old, but we’re far from old-fashioned. If, for instance, you drive for a ride-sharing service, like UberX, we’ve also got you covered.

Simply nominate ‘ridesharing’ when asked how you use your vehicle. And, if you’re an existing customer, it’s easy to update your policy; just call us on 133 233, and we’d be happy to help.

What's covered?

  • Fire damage to your car up to a market value of $10,000
  • Theft or attempted theft up to a market value of $10,000
  • Damage you cause to someone else’s car or property up to $20 million
  • Cover of up to $5,000 if your vehicle is damaged in a crash with an at fault driver
  • Hire car after theft or attempted theft up to $65 a day for up to 21 days
  • Hire car excess and bonds up to $2,000

Having the right cover in place is never a mistake. Get protected with our Third Party Fire and Theft Car Insurance.

*References to Uber or Uber X on this website or any other SGIO branded materials do not constitute an endorsement by Uber of SGIO, nor an endorsement of Uber by SGIO.

Important documents

Download the Product Discloure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

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Retrieve quote

Why choose SGIO Insurance?

  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
  • Cover of up to $5,000 if your vehicle is damaged in a crash with an at fault driver
  • Lifetime guarantee on repairs we authorise
  • 24/7 Helpline assistance
  • Experience – we’ve been insuring Australians for over 90 years
  • No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history