Comprehensive Plus Car Insurance

It’s quicker than a cappuccino in Freo

Our top level of cover for your car

Give the ultimate care to your pride and joy, with our top level of cover. Enjoy all the benefits offered by our Comprehensive Car Insurance, plus the full VIP experience, including excess-free windscreen, sunroof and glass cover, and car hire of up to $95 per day while your car is being repaired or your claim is settled. 

It’s the Perthect cover for keeping you mobile, even when you’re without your car.

There are many pluses to living in WA. It’s why our cars are so important to us; and it’s why the pluses in our Comprehensive Plus Car Insurance cover really add up, including:

  • Emergency repairs up to $8001
  • Car hire up to $95 per day until your car is repaired or your claim is settled
  • Hire car excess and bonds up to $3,000
  • New for new replacement if your car is written off in its first 2 years
  • Taxi fares up to $250 to get you home from an accident or to and from your repairer
  • Liability cover up to $20 million
  • Tools of trade up to $1,500 (business use vehicles only)
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Faster than the time it takes to fill your tank

The full details

Product Disclosure Statement (PDS) and Policy Booklet

Target Market Determination

Premium, Excess, Discounts & Helpline Benefits Guide

More reasons to choose SGIO

  • Automatic cover for modifications, options and accessories2
  • Flexible excess levels to help reduce your premium
  • With our Loyalty Discount, the more eligible policies you have and the longer you stay with us, see how much you could save3
  • Experience – we’ve been West Aussie and proud for over 90 years
  • We cover anyone that drives your car4
  • Lifetime guarantee for workmanship on authorised repairs
  • 24/7 Helpline assistance
  • No Claim Bonus – up to 65% if you have a good claims history3
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Things you should know

1 Following an incident we insure.

On agreed value policies, cover is limited to the agreed value. Cars must be roadworthy and registrable.

Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount.

Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and specialty products.