Comprehensive Plus Car Insurance

If you’re the kind of person who likes a few unexpected surprises, we think you’ll find our Comprehensive Plus Car Insurance surprisingly good.

With all the benefits offered by our Comprehensive Car Insurance, our Comprehensive Plus Car Insurance offers the full VIP experience, including excess-free windscreen, sunroof and glass cover, and a hire car to the value of $95 per day while your car is being repaired or your claim is settled.

There are many pluses to living in WA—from our beautiful beaches, to the country’s best sunsets.

It’s why our cars are so important to us; they let us make the most of this incredible place to live. It’s also why we don’t like being without them.

If your car means a lot to you, consider giving it a little extra love. You’ll get a lot more from our Comprehensive Plus Car Insurance.

What's covered?

  • Collision or crash
  • Accidental damage
  • Theft or attempted theft
  • Vandalism or a malicious act
  • Vehicle pick and return
  • Storm
  • Fire
  • Flood
  • Earthquake
  • Explosion
  • Tsunami
  • Towing
  • Automatic cover for modifications, options and accessories**
  • Windscreen, sunroof and glass replacement
  • Emergency repairs up to $800
  • Car hire up to $95 per day until your car is repaired or your claim is settled
  • Hire car excess and bonds up to $3,000
  • New for new replacement if your car is written off in its first 2 years
  • Taxi fares up to $250 to get you home from an accident or to and from your repairer
  • Damage to someone else's car or property up to $20 million
  • Tools of trade up to $1,500 (business use vehicles)

Important documents

Download the Product Discloure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

*Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and specialty products.

**On agreed value policies, cover is limited to the agreed value. Cars must be roadworthy and registrable.

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Why choose SGIO Insurance?

  • Automatic cover for modifications, options and accessories^
  • Flexible excess levels to help reduce your premium
  • With the Loyalty Discount,the more eligible policies you have and the longer you stay with us, the more you save
  • Experience – we’ve a history dating right back to the 1926 Goldfields
  • We cover anyone that drives your car**
  • Lifetime guarantee on repairs we authorise
  • 24/7 Helpline assistance
  • ^On agreed value policies, cover is limited to the agreed value. Cars must be roadworthy and registrable.
  • No Claim Bonus - save up to 65% on your car insurance if you have a good claims history 

 Frequently Asked Questions