Home Business Insurance
There’s certainly a lot of freedom when you work from home, but there’s also a lot you need to be on top of. Did you know, that standard home insurance may not cover all aspects of a home-based business.
Our Home Business Insurance is specifically designed to protect your business, so you can relax and get back to work.
Need a certificate of your current policy?
If you need to prove you hold an existing SGIO Business Insurance policy, you can request a Certificate of Currency.
If you would like a copy of your policy, you can request a Certificate of Insurance.
If you require we can provide you with a Tax invoice.
Home Business Insurance covers the following:
- Fire and Other Defined Events. Cover for your equipment, contents and stock against events such as fire, lightning, explosion, earthquake and impact from falling trees at your home
- Electronic Equipment. Cover for breakdown of your home office equipment, such as computers, printers, laptops, fax machines and phone equipment
- Public and Product Liability. Covers you against claims for negligent acts, occurring in connection with your business, that cause personal injury or property damage
- Personal Accident and Illness. Provides you with income protection should you suffer an injury or illness that prevents you from completing your normal work duties. This can provide cover for the home-based business owner who does not have access to sick leave
Including your home in your Business Insurance?
Our Home Key Facts Sheet (KFS) sets out some of the events/risks covered and not covered by our domestic homes listed in Business Insurance policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.
Our Business Insurance provides you with
- Value for money
- Immediate cover
- Minimal paperwork
- Flexible payment options
- Reward and recognition
- Tailored cover