Skip to content
Travel overseas with the peace of mind of knowing that you will be taken care of should anything go wrong whilst you are away. Our international travel insurance plans give you the choice of cover for overseas medical expenses, cancellations, rental car insurance excess, luggage and personal effects and more.
Additional Content: 

Compare Travel Plans


International Comprehensive Single
Trip Plan

Get a Quote

International Comprehensive Annual
Multi-Trip Plan

Get a Quote

International Essentials Single
Trip Plan 

Get a Quote

Overseas medical and dental expenses $Unlimited#+ $Unlimited#+ $10,000,000#
Additional expenses $Unlimited~+ $Unlimited~+ $10,000,000#
Amendment or cancellation costs Cover chosen§+ Cover chosen§+ Cover chosen§+
Luggage and personal effects $12,000* $12,000* $3,000*
 - Item limit - Cameras and video camera $4,000 $4,000 $200
- Item limit - Laptops and tablet computers $3,000 $3,000 $200
 - Item limit - Mobile phones and smart phones $1,000 $1,000 $200
 - Item limit - Other items $500 $500 $200
Travel documents $12,000 $12,000 $3,000
Delayed luggage allowance $1,000 $1,000 $200
Money $200 $200 -
Rental Car insurance excess $4,000 $4,000
Travel delay $2,000 $2,000 -
Resumption of Journey $3,000 $3,000 -
Special events $2,000 $2,000 -
Hospital incidentals $8,000 $8,000 $1,000
Hijacking $8,000 $8,000 $2,000
Loss of income $9,000^+ $9,000^+ -
Disability $25,000^+ $25,000^+ -
Accidental death $25,000^+ $25,000^+ $10,000
Personal liability $2,500,000 $2,500,000 $1,000,000


Please note: This is a summary of the benefits provided and the maximum limits. For a full table of benefits please see the Product Disclosure Statement. Please read the Product Disclosure Statement carefully to understand what this policy covers. Importantly, please note that exclusions and limits apply.
# Medical cover will not exceed 12 months from the onset of the illness or injury.
 + Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance
~ Limits apply to subsections point 2 and 5f.
§ Cover chosen applies per policy. $3,000 cover is automatically included. This can be increased to $6,000 or $Unlimited. The level of cancellation cover you choose will influence the premium.
* Item limits apply.
^ The maximum liability collectively for the benefits Loss of income, Disability and Accidental death, shall not exceed $25,000 on the International Comprehensive Plan or $10,000 on the Comprehensive Domestic Plan.
° Additional cover available.
All benefits and premiums are in Australian dollars.

Limits, conditions and exclusions apply. SGIO Travel insurance is issued by Great Lakes Reinsurance (UK) PLC trading as Great Lakes Australia ARBN 127 740 532, ABN 18 964 580 576, AFSL No. 318603 (a member of the global Munich Re Group). Cover-More Insurance Services Pty. Ltd. ABN 95 003 114 145, AFSL No. 241713 acts under a binder authority from Great Lakes Australia. Cover-More will administer the policies and arrange for the issue of insurance on behalf of Great Lakes Australia. Insurance Australia Limited ABN 11 000 016 722, AFSL No. 227681 trading as SGIO Insurance will arrange for the issue of SGIO Travel Insurance.

This is general advise only. To see if the product is right for you, always consider your own needs, financial situation and the Product Disclosure Statement.

Global SIM card with your International Travel Insurance


Eligible customers will receive a Global SIM^^ card which allows You to access cheap calls, SMS and data whilst overseas. Stay in touch with friends and family whilst travelling without incurring unexpected charges. The Global SIM means a smarter, safer way to travel.

The Global SIM:

  • Is pre-paid so You are in control
  • Works in over 180 countries
  • Has no contract term or minimum spend
  • Sends SMS credit updates after each call
  • Works in most mobile phones and tablets
For more information on the Global SIM, including usage rates and coverage, please visit
Look out for Your Global SIM offer from SGIO Insurance when you buy an eligible international travel insurance policy or call 1300 410 130.
Note: Eligibility for the Global SIM is based on Your departure date, duration and destination and while stocks last. Global SIM is available on the International Comprehensive Plan only.
^^This is a prepaid service. Handset must be unlocked for the Global SIM to work on your mobile. Network coverage is not available in all areas. Full terms and conditions, including rates and where you can use your SIM, are available at Services are provided by United Lifestyle Group Networks Pty Ltd (ABN 35 139 763 830). Cover-More Insurance Services Pty. Ltd. (ABN 95 003 114 145) and Insurance Australia Limited (ABN 11 000 016 722) are not the provider of any Global SIM products or services, but may receive payments which are linked to customer usage and credit purchased.

Feedback FormGot Feedback?