Looking to insure your boat? Both on and off the water, Boat Insurance from SGIO protects your boat against malicious damage, flood, storm, accidental damage, fire, theft and more, up to the agreed value of your boat anywhere along the west coast and right around Australia.

Like a quote? Call 133 233 and talk to one of our friendly staff.

Boat Insurance cover

  • Accidental damage
  • Clean up costs up to $250,000
  • Collision or crash
  • Earthquake, Tsunami, Fire, Flood, Storm
  • Emergency expenses up to $5000
  • Explosion
  • Salvage costs
  • Storage costs
  • Funeral expenses up to $10,000
  • Hull inspection up to $1,000
  • Liability cover up to $10 million
  • Rescue services up to $5,000
  • Theft or attempted theft
  • Towing on land up to $750
  • Vandalism or a malicious act

Optional cover

  • Contents cover – If your boat has a lockable cabin or compartment, you can cover your contents for a sum insured you nominate up to $10,000
  • Lay up cover – Reduced premiums when your boat is kept on a trailer or dry stored for a nominated period
  • Liability cover for waterskiing and flotation devices – Extends your liability cover to include when your boat is towing a waterskier or person riding a flotation device
  • Sailboat racing cover – Extends your cover to include when you are racing your sailboat in certain events


Important documents

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)