These guides provide further information about how we work our your premium, the excesses you may need to pay if you make a claim and the discounts you may be eligible for.
The Home, Landlord and Comprehensive Plus guides also include the benefits we offer.
If you would like any further information please call us on 133 233 or visit your nearest office.
Car Insurance PED Guide
Comprehensive Plus Car Insurance PED and Helpline Benefits Guide
This SGIO Motor Insurance Premium, Excess & Discounts Guide should be read with the SGIO Motor Insurance Product Disclosure Statement and Policy Booklet (PDS) Edition 1, dated 3 March 2009.
It applies to policies issued with a vehicle kept in Western Australia with a commencement date on or after 4 November 2010 or with a renewal effective date on or after 13 December 2010.
Call us on 133 233 for information about policies issued with a vehicle kept outside Western Australia.
This SGIO Comprehensive Plus Motor Insurance Premium, Excess, Discounts and Helpline Benefits Guide should be read with the SGIO Comprehensive Plus Motor Insurance Product Disclosure Statement and Policy Booklet (PDS) Edition 1, dated 2 January 2009.
It applies to policies issued with a vehicle kept in Western Australia with a commencement date on or after 4 November 2010 or with a renewal effective date on or after 13 December 2010.
Call us on 133 233 for information about policies issued with a vehicle kept outside Western Australia.
Home Insurance PED and Benefits Guide
Landlord Insurance PED and Benefits Guide
The SGIO Home Insurance Premium, Excess, Discounts & Benefits Guide should be read with the SGIO Home Insurance Product Disclosure Statement and Policy Booklet (PDS) Edition 1, dated 1 June 2009.
Home Insurance Premium, Excess, Discounts & Benefits Guide (PDF) effective for all policies taken out and renewing from 9 January 2012.
Home Insurance Premium, Excess, Discounts & Benefits Guide (PDF) effective for all policies taken out from 20 March 2011 and for policies renewing from 2 May 2011.
We provide two levels of cover in the PDS:
- Home - provides our standard level of cover
- Home Plus - provides a higher level of cover
The SGIO Landlord Insurance Premium, Excess, Discounts & Benefits Guide should be read with the SGIO Landlord Insurance Product Disclosure Statement and Policy Booklet (PDS) Edition 1, dated 1 June 2009.
Landlord Insurance Premium, Excess, Discounts & Benefits Guide (PDF) effective for all policies taken out and renewing from 9 January 2012.
Landlord Insurance Premium, Excess, Discounts & Benefits Guide (PDF) effective for all policies taken out and renewing from 16 August 2010.
Motorcycle Insurance PED Guide
Caravan and Trailer Insurance PED Guide
This SGIO Motor Insurance Premium, Excess & Discounts Guide should be read with the SGIO Motor Insurance Product Disclosure Statement and Policy Booklet (PDS) Edition 1, dated 3 March 2009.
It applies to policies issued with a vehicle kept in Western Australia with a commencement date on or after 4 November 2010 or with a renewal effective date on or after 13 December 2010.
Call us on 133 233 for information about policies issued with a vehicle kept outside Western Australia.
The SGIO Caravan and Trailer Insurance Premium, Excess & Discounts Guide should be read with the SGIO Caravan and Trailer Insurance Product Disclosure Statement and Policy Booklet (PDS) Edition 1, dated 22 December 2008 (see inside back cover).
Caravan Insurance Premium, Excess, Discounts & Benefits Guide (PDF) effective for all policies taken out and renewing from 2 November 2009.