The Product Disclosure Statement and Policy Booklets (PDS) help you to understand what you need to know about SGIO policies. The PDS and any applicable Supplementary PDS contains the terms and conditions of your policy. You should consider the PDS before making decisions about these products.
Some booklets cover more than one product. To view the PDS you will need Adobe Acrobat Reader.
Car Insurance policy booklets
Home Insurance policy booklets
The Motor Insurance policy booklet (PDF) covers these products:
- Comprehensive Car Insurance
- Third Party Fire & Theft Insurance
- Third Party Property Damage Insurance
Comprehensive Plus Car Insurance (PDF)
Veteran, Vintage & Classic Vehicle Insurance (PDF)
Motor Fleet Insurance (PDF)
Commercial Motor Vehicle Insurance (PDF)
Home Insurance policy booklet (PDF) effective for all policies taken out and renewing from 9 January 2012.
Home Insurance policy booklet (PDF) effective for all policies taken out from 20 March 2011 and for policies renewing from 2 May 2011.
The Home Insurance policy booklets covers these products:
- Home Buildings Insurance
- Home Contents Insurance
- Home Buildings & Contents Insurance Combined
Landlord Insurance policy booklets
Landlord Insurance policy booklet (PDF) effective for all policies taken out and renewing from 9 January 2012.
Landlord Insurance policy booklet (PDF) effective for all policies taken out from 14 June 2009 and for policies renewing from 3 August 2009.
Business Insurance policy booklets
Motorcycle Insurance policy booklets
Business Insurance (PDF)
EasyBiz Insurance (PDF)
EasyBiz@Home Insurance (PDF)
EasyBiz Tradesperson Insurance (PDF)
EasyFarm Insurance (PDF)
Farm Insurance (PDF)
Motor Fleet Insurance (PDF)
Motor Trade Insurance (PDF)
The Motor Insurance policy booklet (PDF) covers these products:
- Comprehensive Motorcycle Insurance
- Third Party Property Damage Motorcycle Insurance
Veteran, Vintage & Classic Vehicle Insurance (PDF)
Caravan Insurance policy booklets
Boat Insurance policy booklets
Caravan Insurance policy booklet (PDF) effective for all policies taken out and renewing from 9 January 2012.
Caravan Insurance policy booklet (PDF) effective for all policies taken out from 28 September 2008 and for policies renewing from 10 November 2008.
The Caravan Insurance policy booklets covers these products:
- On-site Caravan Insurance
- Touring Caravan and
- Trailer Insurance
Boat Insurance (PDF)
Travel Insurance policy booklets
Travel Insurance (PDF)