The Product Disclosure Statement and Policy Booklet (PDS) contains the terms and conditions of our Motor Insurance policy. Download the policy booklet (PDF).
Your motorbike has a lot to do with your enjoyment of life and you want to make sure it stays that way. This is where we can help. Our Comprehensive Motorcycle Insurance gives you solid value at the best possible price. Here are some great reasons to choose us.
Paperless 24/7 claims
If you need to make a motorcycle insurance claim, we're available 24 hours a day, 7 days a week, over the phone. No paperwork needed to lodge a claim.
What's in it for you? When things go wrong, wherever you are, whatever the time, we're just one phone call away.
Discounts and rewards
We offer great motorcycle insurance discounts and rewards.
What's in it for you? You can save on your policy and you can save on your other insurance too, as we offer a multi-policy discount if you take out certain other policies. You also save money just by staying with us.
Hire car
If your motorbike is stolen, or damaged as a result of theft or attempted theft, we help to keep you on the road. We will refund you the cost of a hire car for up to 21 days.
What's in it for you? You keep moving. Your life carries on as normal while we take care of your claim.
After accident care
We can handle the entire process after an accident, from organising a tow truck if needed, to helping choose a quality repairer. You can even choose your own repairer at no extra cost.
What's in it for you? Less stress for you and no need to spend your valuable time on the phone trying to organise things.
Lifetime guarantee on repairs
When you make a motorcycle insurance claim, we give you a guarantee, for the life of the motorbike, on all workmanship for repairs that we authorise and pay for.
What's in it for you? Relax knowing that your motorcycle has been fixed and we will guarantee the workmanship on repairs.
Flexible payment options
You can choose to pay annually, with cash, cheque or credit card or monthly by direct debit.
What's in it for you? You choose the payment option that suits you.
24/7 Helpline
You'll have access to our Helpline assistance service, 24 hours a day, seven days a week, at no extra cost. Just call 132 900.
What's in it for you? Practical assistance when you need it most. It's a wealth of information that's just one phone call away.
New for new motorcycle replacement
We can replace your motorbike with the same make and model, if available locally, if it's written off in the first two years of its life.
What's in it for you? We put things back the way they were.
Cover for modifications to your motorbike
If you have told us about modifications to your bike and we have noted it on your policy, you are covered if they are lost or damaged.
What's in it for you? You don't lose out on all the expensive extras that you've added to your pride and joy since you bought it. Relax knowing that you really are fully covered.
Options that can be added to your Comprehensive Motorcycle Insurance cover:
Hire car option
If you have this option, your hire car cover includes incidents other than theft, such as being unable to ride your motorbike due to an accident or damage caused by fire, flood or storm.
Windscreen option
If you select our windscreen option, if only the windscreen is damaged, you can repair or replace it without having to pay the basic excess.
Our Comprehensive Motorcycle Insurance policy also covers you for:
Accidental damage
Fire, flood and storm
Liability cover
Theft or attempted theft
Vandalism or malicious act
There is also additional cover provided when we pay a claim:
Replacement of helmet
Legal representation
Storage costs
Towing
For detailed information on this cover, please read the Product Disclosure Statement.
Call 133 233 to get a quote or to talk to us about this policy.
Insurance issued by Insurance Australia Limited ABN 11 000 016 722 trading as SGIO. When making decisions about the product you should consider the Product Disclosure Statement available from SGIO.
