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This SGIO Home Insurance Premium, Excess, Discounts & Benefits Guide should be read with the SGIO Home Insurance Product Disclosure Statement and Policy Booklet (PDS) Edition 3 dated 9 January 2012.
Home Insurance Premium, Excess, Discounts & Benefits Guide (PDF) effective for all policies taken out and renewing from 9 January 2012.
Home Insurance Premium, Excess, Discounts & Benefits Guide (PDF) effective for all policies taken out from 20 March 2011 and for policies renewing from 2 May 2011.
We provide two levels of cover in the PDS:
- Home - provides our standard level of cover
- Home Plus - provides a higher level of cover
For the complete list of guides, please find them at the bottom of this page or go to the Premium, Excess, Discounts & Benefits guide section 
When you have a Home Insurance policy, we provide you with the following benefits.
- Helping you anytime, any day
Our Helpline telephone service provides you with help and advice 24 hours a day, seven days a week. - Help at home
We can help you over the phone with maintenance or repairs by getting a tradesperson to give you an estimate of the likely repair costs. - Help away from home
If you or your family are in Australia but away from your home, we can provide the following services over the phone:
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help you with travel directions or to change your travel arrangements
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when appropriate, get a trained nurse to help you find local medical facilities or communicate with relatives on behalf of the ill or injured person.
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- Trauma counselling
If something happens to you or your family in Australia and we agree you need trauma counselling, we will arrange and pay up to $1,000 for the trauma counselling.
If there is anything you don't understand about this SGIO Home Insurance Premium, Excess, Discounts & Benefits Guide, please call us on 133 233 or visit your nearest office.
Print or download this guide
SGIO Home Insurance Premium, Excess, Discounts & Benefits Guide (PDF) effective for all policies taken out and renewing from 9 January 2012.
SGIO Home Insurance Premium, Excess, Discounts & Benefits Guide (PDF) effective for all policies taken out from 20 March 2011 and for policies renewing from 2 May 2011.
SGIO Home Insurance Premium, Excess, Discounts & Benefits Guide (PDF) - Policies commencing 16/08/2010 to 19/03/2011
