Home and Landlord insurance discounts
At SGIO, we reward your loyalty with a wide range of discounts that can add up to big savings on your home insurance. Check our great discounts and rewards to see how you can save.
Multi–Policy Discounts
Save when you have more than one policy with us. See how you could qualify.
Discount
How to qualify
Multi-Policy Discount Save 10% On your Home and Landlord Insurance and your Car or Motorcycle, Boat and Caravan Insurance. |
Hold the following: Home or Landlord Insurance |
Loyalty discounts
Save up to 10% with our loyalty discount. The longer you stay with us, the bigger your discount.
Discount
How to qualify
Years of Insurance Discount Save 3% On your Home and Landlord Insurance. |
Hold your Home or Landlord policy with us for: 3+ years. |
Discount
How to qualify
Years of Insurance Discount Save 5% On your Home and Landlord Insurance. |
Hold your Home or Landlord policy with us for: 5+ years. |
Discount
How to qualify
Years of Insurance Discount Save 10% On your Home and Landlord Insurance. |
Hold your Home or Landlord policy with us for: 10+ years. |
Rewards for your good claims record
Save on your home insurance premiums if you have a good claims history.
Discount
No Claim Bonus Save up to 15% On your Home Insurance and your Landlord Insurance. |
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Other ways to save on your home insurance
In addition to our Multi-Policy Discounts and loyalty savings, we help you with even more ways to save:
Linked Policy Discount
Save 8% on your combined Home Buildings and Home Contents Insurance policy.
Higher excess/lower premium
Select a higher excess on your Home insurance and you can save with a lower premium.
Home security
Protect your home with a home security system that meets our specifications and you are entitled to a reduction on your Home Contents Insurance premium. Find out more about our home security systems.
Home@50
If you’re 50 years or older, you qualify for Home@50 which gives you added benefits on your Home Insurance such as reduced premiums (even if you work full time).
Pay annually
Save when you pay your Home or Landlord insurance policy annually, rather than by the month.
View all our product discounts
All discounts except the No Claim Bonus are applied to the base premium. The No Claim Bonus is applied after all other discounts have been applied. On existing policies, discounts apply from the date of your next renewal. Discounts may not apply to the cost of policy options and pay by the month charges. Offer excludes commercial policies.
Offer excludes commercial policies. For all existing motor insurance policies (other than comprehensive car insurance), the qualification period for multi-policy discount commences on 10 November 2008.
On existing policies, the Home Security reduction in premium applies from the date of alarm installation. Customers must inform for premium reduction to apply. Offer excludes any alternative payment plan. Service is not available to all areas. SGIO Home Security is provided by Insurance Australia Limited ABN 11 000 016 722 WA Licence No. SA 25421.