The Policy Booklet contains the terms and conditions of our Health Insurance policy. Download the policy booklet (PDF).
Healthy private hospital cover
We’ve designed our private hospital cover to suit you. Whatever life stage you’re in, and whatever your health needs and budget, SGIO Health Insurance Hospital Cover have a product to best suit you.
You can choose from five levels of hospital cover and a range of excess options, so you have one less thing to worry about on your next trip to hospital. We also offer special benefits, including a Baby Bonus Benefit for new mums on selected covers. Get an online health insurance quote today and unworry.
From 1 April 2010, cover and premiums quoted may change. Please contact us before you join for full details of the changes.
Choosing your Hospital Cover
Choose the hospital cover to suit your lifestyle, your health needs and your budget.
Hospital Select Value
Designed for healthy young people not planning to have children yet. Save with a lower premium as you don’t pay for services you may not need, such as pregnancy and birth related services and cardiac services (other Excluded Services apply).
Hospital Select Plus
An affordable choice for young couples and families. It includes cover for pregnancy and birth related services, while saving you money by excluding other services that you may not need at this stage in your life. Includes the Baby Bonus Benefit.
Hospital Value
A broad cover option designed for families. It gives great value with all services included. There is no excess for dependant children or for children covered under the Family 25 option. Includes the Baby Bonus Benefit.
Hospital Plus
This cover has no excluded services and you have a capped co-payment instead of an excess. The co-payment is not payable for dependant children or children covered under the Family 25 option. Includes the Baby Bonus Benefit.
Hospital Super Plus
If you want the highest level of Hospital Cover, this is your best choice, with no excluded services and no need to pay an excess or co-payment. Includes the Baby Bonus Benefit and Unemployment Cover.
Want to know more?
Call us on 133 234 6.30am-5pm Mon-Fri or refer to our terms and conditions.
Need cover for day-to-day health services too? Check the Fund’s Extras Cover options.
Read our health insurance comparison guide.
View this policy in detail with our Health Insurance policy booklet.
Or to make a health insurance claim, call 133 234 6.30am-5pm Mon-Fri.
Insurance Australia Limited ABN 11 000 016 722 trading as SGIO distributes SGIO Health Insurance. SGIO Health Insurance is provided to you by the insurer MBF Alliances Pty Ltd ABN 89 075 799 236. As the insurer, MBF Alliances Pty Ltd is referred to as the ‘Fund’.