At SGIO, we reward your loyalty with a wide range of discounts that can add up to big savings. For example, we offer discounts if you have more than one policy with us. The longer you stay with us, the more you save. We also offer a saving to customers who have fuel efficient cars and reward your good claims record. Check our great discounts and rewards to see how you can save.
Multi–Policy Discounts
Save if you have more than one policy with us.
See how you could qualify.
Loyalty discounts
Save up to 10% with our loyalty discounts.
The longer you stay with us, the bigger your discount.
Rewards for your good claims record
Save with a No Claim Discount or a No Claim Bonus.
It’s your reward for a good claims history.
Other ways to save
In addition to our Multi-Policy Discounts and loyalty savings,
we help you with even more ways to save.
Fuel-efficient vehicle saving
Save up to 10% on your Comprehensive Car Insurance if you have one of our recognised fuel efficient cars. It’s your reward for driving green.
Linked policy discount
Save 8% on your combined Home Buildings and Home Contents Insurance policy.
Home security
Protect your home with a home security system that meets our specifications and you are entitled to a reduction on your Home Contents Insurance premium. More about home security systems.
Home@50
If you’re 50 years or older, you qualify for Home@50 which gives you added benefits on your Home Insurance.
Reduced premiums if you’re over 55
If you are 55 years old or over, we reduce the premium on your Touring Caravan or Trailer Insurance policy.
Higher excess/lower premium
Select a higher excess on your home insurance and you can save with a lower premium.
Pay annually
Save when you pay annually, rather than by the month.
Excess waived
If you've had an accident that causes damage to either your caravan or boat and your car, as long as either your caravan or boat and your car are both insured with us, we'll waive the excess on the caravan or boat.
All discounts except the No Claim Bonus and No Claim Discount are applied to the base premium. The No Claim Bonus and No Claim Discount are applied after all other discounts have been applied. On existing policies, discounts apply from the date of your next renewal. Discounts may not apply to the cost of policy options and pay by the month charges. Offer excludes commercial policies.
Offer excludes commercial policies. For all existing motor insurance policies (other than comprehensive car insurance), the qualification period for multi-policy discount commences on 10 November 2008.
Insurance issued by Insurance Australia Limited ABN 11 000 016 722 trading as SGIO. When making decisions about the product you should consider the Product Disclosure Statement available from SGIO.