Your access and use of this website constitutes your agreement to these Terms of Use.
"This website" means all webpages located on the www.sgio.com.au domain name.
This website is the website of Insurance Australia Limited and its related entities.
Your access and use of this website is governed by these Terms of Use and the Privacy & Security Statement. By accessing and using this website you acknowledge and accept that you are bound by these Terms of Use and the Privacy & Security Statement.
This website may only be used for the following permitted activities:
- a use authorised in writing by an Insurance Australia Group (IAG) insurer;
- IAG staff carrying out their duties for IAG; and
- temporary browsing as a genuine customer, or for personal non commercial interest.
Each of the following activities are prohibited:
- use of any type of data accumulation tool, robot, or spider to compile, disseminate, extract, process, reproduce, or repackage in any form or monitor any of the web pages, content, data or information contained within or accessible through this website.
- to accumulate or combine the content, data or information contained or accessible through this website with content, data or information from any third party, without Insurance Australia Limited's prior written permission.
- use of high-volume, automated or systematic processes to obtain data or other information from this website.
- compiling, repackaging or disseminating any information or data from this website.
- accumulating data or information from this website whether or not using any automatic or manual process.
- use of any type of device, process, routine or software either systematically or non-systematically to interfere or attempt to interfere with the functioning of this website or any transaction or process conducted on or through this website.
- to use or reproduce any information or data from this web site other than as specifically permitted by these Terms of Use.
- to incorporate into or store any information or data from this website in any other website, electronic retrieval system, database, publication or other work in any form, other than as specifically permitted by these Terms of Use.
- combining or processing any data or information from this website with other data or information other than as specifically permitted by these Terms of Use.
- creating a link to this website from another website without Insurance Australia Limited's prior written permission.
- using this website other than as specifically permitted by these Terms of Use.
- any use of this website for an unlawful purpose or activity.
- either yourself or through a third party changing, modifying, reproducing, or creating any works derived from this website, or displaying in public, any part or content of this website without Insurance Australia Limited's prior written permission or unless you have a non-excludable legal right to do so.
The SGIO trade marks may not be used or reproduced without the prior written consent of Insurance Australia Group Limited and its' related entities, as appropriate.
The information contained on this website may not be accurate or up to date in all respects. We do not warrant the accuracy or completeness of any information contained on this website.
The Quote service and the Insurance Application service are offered solely to assist you to purchase or decide to purchase insurance from us. You are not authorised to, and you agree not to, use high-volume, automated or systematic processes to obtain quotes or make insurance applications, or to make an excessive number of requests to the services.
You also agree not to use, copy, compile, repackage or disseminate any information obtained from the Quote service or the Insurance Application service for any purpose other than your personal, non-commercial purposes without Insurance Australia Limited’s prior written consent, and you specifically agree that you will not use, or obtain with an intention to use, such information for the purpose of discovering the business logic of either service, or creating a tool that predicts the operation of either service.
If you contravene this paragraph, Insurance Australia Limited reserves the right to terminate your access to these services in its sole discretion, without prejudice to any other rights that it may have.
You acknowledge that the business logic (including the relative importance of each rating criterion and the pricing algorithms) used to implement the services are trade secrets of Insurance Australia Limited and/or its reinsurers, and that Insurance Australia Limited would suffer significant harm if such business logic were to be derived, and subsequently used or disclosed, in breach of these Terms of Use.
This website may contain links to third party websites. Insurance Australia Ltd (trading as SGIO) and its related entities do not make any representations as to the contents of any third party websites, and expressly disclaim that they operate any website other than this website.
The information on this website is provided for Australian residents only, and where indicated, may be limited to specific states and territories of Australia. The law of Western Australia governs these Terms of Use.