The Product Disclosure Statement and Policy Booklet (PDS) contains the terms and conditions of our Motor Insurance policy. Download the policy booklet (PDF).
Our Third Party Property Damage Insurance covers you for the damage you may cause to someone else's vehicle or property, such as a car, building or fence, but not for damage to your own car. It is cover at an affordable price. Here are more reasons to choose us.
Paperless 24/7 claims
If you need to make a car insurance claim we're available 24 hours a day, 7 days a week, over the phone. No paperwork needed to lodge a claim.
What's in it for you? When things go wrong, wherever you are, whatever the time, we're just one phone call away.
Flexible payment options
You can choose to pay annually, with cash, cheque or credit card or monthly by direct debit.
What's in it for you? You choose the payment option that suits you.
Uninsured motorist damage
If you are in a collision with someone who has no insurance, but they are at fault and you have their details, we'll pay for the damage to your car up to $5000.
What's in it for you? Extra value for you. We go beyond covering damage you cause to others, to providing cover for you when the accident is not your fault.
24/7 Helpline
You'll have access to a range of benefits from our helpline assistance service, 24 hours a day, seven days a week, at no extra cost. Just call 132 900.
What's in it for you? Practical assistance when you need it most. It's a wealth of information that's just one phone call away.
Liability cover
If you cause an accident that damages someone else's property, such as their car, building or fence, we'll pay up to $20 million (including GST) for the damage caused by your car, and we'll cover the legal costs involved.
What's in it for you? Relax knowing that you are protected against someone else suing you, which could cost you millions.
Legal representation
We arrange and pay for legal representation if the driver of your car needs to be represented before a coroner or possibly a magistrate.
What's in it for you? We are by your side when you need us most.
Towing
If you are claiming for uninsured motorist damage, we will pay for towing costs.
What's in it for you? We will pay for towing your vehicle from the scene of an incident either to the nearest repairer recommended by us, or to a repairer nominated by you, or a place of safety.
Insurance issued by Insurance Australia Limited ABN 11 000 016 722 trading as SGIO. When making decisions about the product you should consider the Product Disclosure Statement available from SGIO.