SGIO Insurance 

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SGIO has been providing insurance to Western Australians since 1926.

Nearest office  |  Email  |  Contact us

Call 133 233 8am-8pm Mon-Sat

Discounts & ways to save

Car insurance discounts

rear of car showing headlights

At SGIO, we reward your loyalty with a wide range of discounts that can add up to big savings on your car insurance. Check our great discounts and rewards to see how you can save.

Multi–Policy Discounts

Save when you have more than one policy with us. See how you could qualify.

 

Discount

How to qualify

Multi–Policy Discount

Save 10%

On your Car Insurance and your Motorcycle, Home, Landlord, Boat and Caravan Insurance.

Hold the following:

Car or Motorcycle Insurance
+
Home or Landlord Insurance

 

Discount

How to qualify

Multi–Policy Discount

Save 12.5%

On your Car Insurance and your Motorcycle, Home and Landlord Insurance.

Hold the following:

Car or Motorcycle Insurance
+
Home or Landlord Insurance
+
SGIO Health Insurance

 
 

Loyalty discounts

Save up to 10% with our loyalty discounts. The longer you stay with us, the bigger your discount.

 

Discount

How to qualify

Years of Insurance Discount

Save 5%

On your Comprehensive Car Insurance.

Hold your Comprehensive Car Insurance policy with us for:

5+ years.

 

Discount

How to qualify

Years of Insurance Discount

Save 10%

On your Comprehensive Car Insurance.

Hold your Comprehensive Car Insurance policy with us for:

10+ years.

 
 

Rewards for your good claims record

We believe in rewarding you for being a good driver. We calculate your No Claim Discount based on the number of years you’ve been driving and the claims and incident history of you and any other driver of your vehicle.

 

Discount

 

No Claim Discount

Save up to 65%

On your Comprehensive Car Insurance.

More about No Claim Discounts.

 

 
 

Other ways to save on your car insurance

In addition to our Multi-Policy Discounts and loyalty savings, we help you with even more ways to save.

Fuel-efficient vehicle saving

Save up to 10% on your Comprehensive Car Insurance if you have one of our recognised fuel efficient cars. It’s your reward for driving green.

 

Pay annually

Save when you pay your car insurance policy annually, rather than by the month.

 

View all our product discounts

 
 

For information on how discounts is calculated for SGIO policies please refer to the Premium, Excess & Discounts Guide.

Offer excludes commercial policies. For all existing motor insurance policies (other than comprehensive car insurance), the qualification period for multi-policy discount commences on 10 November 2008.

All insurance policies except SGIO Health Insurance, are issued by Insurance Australia Limited ABN 11 000 016 722 trading as SGIO. SGIO Health Insurance is provided to you by the insurer MBF Alliances Pty Ltd ABN 89 075 799 236. As the insurer, MBF Alliances Pty Ltd is referred to as the "Fund". For many insurance products, a Product Disclosure Statement and/or a Policy Booklet is available which you should consider when making decisions about these products.

 

© 2009 Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as SGIO