West Australians love their cars, which is why for 90 years, we’ve enjoyed providing the cover needed to take good care of them. Today, we understand value, flexibility and choice are just as important, so we’ve created a range of cover designed to best fit the needs of today’s driver—you.
Comprehensive Car Insurance, that offers surprisingly good value for your car. We cover accidental damage, collision or crash, severe weather events, theft, vandalism or malicious acts. Plus, we cover the extras on your car, like alloy wheels, sunroofs and custom sound systems^, and offer you the choice of ways to save.
* Subject to acceptability criteria.
All the benefits of our Comprehensive Car Insurance, with many more pluses. Enjoy added extras, such as unlimited car hire when your car is damaged or stolen, and excess-free cover for windscreen, glass and sunroof damage. Comprehensive Plus is our premium car insurance cover, without paying too much.
Essential peace of mind for protecting you against liability claims when you’re at fault in an accident—our Third Party Property Damage is cover for the damage you cause to other people’s vehicles or property in an accident. You’re also covered up to $5,000 for damage caused to your car by an uninsured driver you can identify, if you are not at fault.
Cover for damage you cause to someone else’s car or property in an accident up to a value of $20 million, plus additional fire and theft protection for your own car, up to a market value of $10,000.
At 90 years young, we appreciate a classic—which is why we offer tailored car insurance for vehicles older than 15 years, used for hobby or recreational purposes.*
* Subject to acceptability criteria.
SGIO Car Insurance Products
Comprehensive Car Insurance
SGIO Comprehensive Car Insurance covers your car for accidental damage, collision or crash, severe weather, theft, vandalism or malicious acts. Plus we cover the extras on your car like alloy wheels, sunroofs and custom sound systems.
Comprehensive Plus Car Insurance
SGIO Comprehensive Plus Car Insurance is our highest level of cover and gives you all the protection of our Comprehensive Car Insurance product with additional benefits such as excess-free windscreen, sunroof and glass cover. What's more, with SGIO Comprehensive Plus, you're never without a car. That's because we offer you the convenience of car hire up to $95 per day until your vehicle is repaired after an incident or your claim is settled.
Third Party Property Damage Car Insurance
At SGIO Insurance, we offer two levels of Third Party Car Insurance: Third Party Property Damage offers a basic level of protection covering you for damage you cause to someone else's car or property. It also covers damage to your car caused by an at fault driver for up to $5,000. Third Party Fire & Theft Car Insurance offers all the protection of Third Party Property Damage as well as additional fire and theft protection for your own car up to $10,000
Third Party Fire & Theft Car Insurance
As with our Third Party Property Damage cover, SGIO Insurance Third Party Fire and Theft Car Insurance covers you for damage you cause to someone else's car or property up to $20 million.
However, with additional fire and theft protection for your own car up to a market value of $10,000, SGIO Insurance Third Party Fire and Theft is designed to give you extra peace of mind.
Veteran, Vintage or Classic Car Insurance
We will cover your veteran, vintage or classic vehicle for loss or damage if an incident we cover happens during the car insurance policy period. We will also cover you for Liability up to $20 million. Whether your pride and joy is a veteran (pre-1919), vintage (made between 1919 and 1930) or classic (15 years or older) vehicle, we can provide cover for its agreed value against accidental damage, theft, fire, storm, flood and more.
Why choose SGIO Car Insurance?
- Automatic cover for modifications, options and accessories
- Flexible excess levels to help reduce your car insurance premium
- With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save.
- Experience – we've been insuring Australians for over 85 years
- We cover anyone who drives your car***
- Lifetime guarantee on repairs we authorise
- 24/7 Helpline assistance
- No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history
*** Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and specialty products.