HOME BASED BUSINESS
Need help protecting your home based business? Find out how.Run your motor trade – without a wrench
Keeping your motor trades business running smoothly needn’t be hard work. SGIO Motor Trade Insurance makes protecting your business simple – quotes are flexible so that you can decide on the cover options that suit you, without having to pay for anything that doesn’t.
And with our Business Insurance Specialists in Western Australia always on hand to answer your questions, there’s never any stress or difficulty making claim. You can even pay by the month to help your cash flow.
Why wait? Call us today on 132 818 or request a business insurance quote online.
I'd like a Business Insurance quote
What kind of motor trades do we cover?
We’ve designed special business insurance packages that meet the needs of just about all motor trade businesses, including:
- Mechanics
- Panel beaters
- Mobile mechanics
- Auto electricians
- Car detailers
- Motor Vehicle Dealers
- Tyre Retailers
- Motor Vehicle Windscreen Tinting
- Motor Vehicle Parts/ Accessory Retailing
Call us on 132 818 to see how we can help your business.
Recommended insurance cover options for motor trades
We’ve been insuring motor trades for years. So we’ve got lots of experience helping you choose business insurance options that cover the typical day-to-day risks that motor trade business owners face every day. For most Motor Traders a Business Sales Executive will come out to assess your business and help you choose the cover options that suit your needs. Some of these cover options include:
Personal injury and property damage – this covers you if someone sues you for personal injury or damage to their property that occurs in connection with your business. For example, you could be sued if someone is injured in your workshop.
Fire, storm and other defined events (including malicious damage) – you are covered for damage to your buildings, contents, customers’ vehicles, machinery and stock in trade.
Liability for rectifying faulty workmanship - this is an extra option that you can take as part of your liability insurance.
Business interruption - you are covered for loss of profits if your business is disrupted by damage to your business property caused by specified events.
Personal accident and illness – this covers you for loss of income as a result of a defined accident or illness. We cover individuals which is useful for sole traders or partnerships that need both partners working.
Professional indemnity – you are covered for breach of professional duty through negligence, error or omission.
View our Motor Trade insurance cover options.
Want to know more?
Read our Business Insurance case studies to see how we've helped motor trades business owners like you.
View this policy in detail with our Product Disclosure Statement.
Or to make a business insurance claim call 132 818 24 hours a day 7 days a week. Outside these hours call SGIO Helpline on 132 900.
Take the next step
Call us on 132 818 to request a business insurance quote or to discuss your needs with a Business Insurance Specialist.
Insurance issued by Insurance Australia Limited ABN 11 000 016 722 trading as SGIO. When making decisions about the product you should consider the Product Disclosure Statement available from SGIO.
