Boat Insurance

With SGIO Boat Insurance, your boat is covered up to its agreed value anywhere in SA or across Australia. With protection against accidental damage, collision or crash, earthquake, explosion, fire, flood, storm, theft or attempted theft, tsunami, vandalism or a malicious act, SGIO makes it easy to keep your pride and joy safe and sound, on or off the water.

Like a quote? Call 133 233 and talk to one of our friendly staff.

Boat Insurance cover

  • Accidental damage
  • Clean up costs up to $250,000
  • Collision or crash
  • Earthquake, Tsunami, Fire, Flood, Storm
  • Emergency expenses up to $5000
  • Explosion
  • Salvage costs
  • Storage costs
  • Funeral expenses up to $10,000
  • Hull inspection up to $1,000
  • Liability cover up to $10 million
  • Rescue services up to $5,000
  • Theft or attempted theft
  • Towing on land up to $750
  • Vandalism or a malicious act

Optional cover

  • Contents cover – If your boat has a lockable cabin or compartment, you can cover your contents for a sum insured you nominate up to $10,000
  • Lay up cover – Reduced premiums when your boat is kept on a trailer or dry stored for a nominated period
  • Liability cover for waterskiing and flotation devices – Extends your liability cover to include when your boat is towing a waterskier or person riding a flotation device
  • Sailboat racing cover – Extends your cover to include when you are racing your sailboat in certain events

Important documents

Download the Product Disclosure Statement (PDS) and policy booklet

Download the Premium Excess and Discount Guide (PED)

Call 133 233

Renew online

Why choose SGIO Boat Insurance?

  • Cover for your boat's agreed value anywhere in Australia
  • Clean up costs (up to $250,000)
  • Emergency expenses (up to 5,000)
  • Hull inspection (up to $1,000)
  • Lay up cover for your boat on a trailer or dry stored for a nominated period (optional)
  • Sailboat racing cover (optional)
  • Cover for contents for a sum insured you nominate up to $10,000 (optional)
  • Liability cover for waterskiing and flotation devices (optional)
  • With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save
  • 24/7 helpline assistance
  • Fast, paperless claims
  • Experience - we've been insuring South Australians since 1971